Government Loan Simulator
Calculate FHA and VA loans with 100% precision. Accurately factors in the 1.75% UFMIP rollover, the 11-year cancellation rule, and VA funding fees.
Department of Veterans Affairs (VA) loans offer unique benefits for eligible veterans, service members, and surviving spouses. To check your eligibility, learn how VA direct and VA-backed home loans work, and request your Certificate of Eligibility (COE), visit the official VA Housing Assistance portal.
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$
3.50% Down Payment (FHA Minimum)
%
FHA Mortgage Insurance
Upfront MIP (1.75%): Automatically rolled into the loan balance.
Annual MIP (0.55%): Paid monthly.
With < 10% down, MIP stays for the life of the loan.
FHA Loan Analysis
Estimated Monthly Payment
$0
Base Loan Amount
$0
Upfront MIP (1.75%) Rolled In
+$0
Actual Financed Loan
$0
Principal & Interest
$0
Monthly Mortgage Insurance (MIP)
$0
Est. Taxes & Home Insurance
$0