Government Loan Simulator
Calculate FHA and VA loans with 100% precision. Accurately factors in the 1.75% UFMIP rollover, the 11-year cancellation rule, and VA funding fees.
$
$
3.50% Down Payment (FHA Minimum)
%
FHA Mortgage Insurance
Upfront MIP (1.75%): Automatically rolled into the loan balance.
Annual MIP (0.55%): Paid monthly.
With < 10% down, MIP stays for the life of the loan.
FHA Loan Analysis
Estimated Monthly Payment
$0
Base Loan Amount
$0
Upfront MIP (1.75%) Rolled In
+$0
Actual Financed Loan
$0
Principal & Interest
$0
Monthly Mortgage Insurance (MIP)
$0
Est. Taxes & Home Insurance
$0